Wealtie vs Spendee: Spendee or Wealtie? The honest version.
Both help you see where your money goes. They differ on how your transactions get there, and on what a budget is for. Here is each on the same six questions, from Spendee’s own website.
| Feature | Wealtie | Spendee |
|---|---|---|
| Free plan | Yes, with no time limit and no card | Yes: 1 cash wallet and 1 budget |
| Paid plan | Pro: $5.99/month, $34.99/6 months or $59.99/year | Plus: $1.99/month or $14.99/year. Premium: $5.99/month or $35.99/year |
| Bank connection | Not currently. You log what you spend; nothing is imported | Bank sync available, alongside manual cash wallets |
| Multiple currencies | 68, each account in its own, totals converted at each day's rate | A currency per wallet, with editable exchange rates |
| Sharing | Share one account with roles (Pro, for the owner); whoever accepts joins on any plan | Shared wallets on Plus and Premium |
| Platforms | iPhone and Android | iPhone and Android |
Checked 4 October 2026 against each app’s own website. Prices in US dollars; they can vary by country.
Which one fits you
Spendee is a good app. Whether it's the right one depends on a few things only you know.
Choose Spendee if
- You want your bank's transactions synced into a simple tracker.
- You want the lowest price for shared wallets.
Choose Wealtie if
- You want more on the free plan: two accounts, ten categories, a budget and an income goal.
- You want a forecast of where the month will end, not only a total.
- Your income moves month to month and you want a target and a streak for it.
- You'd rather log what you spend yourself.
What people switch for
- Budget Health
- Where this month's pace ends, said while there's still most of the month left.
- Two streaks
- One for months inside the budget, one for months the income goal was reached.
- An income goal
- A target to reach, separate from the limit, built for income that moves.
- 68 currencies
- Each account in its own, one total in yours, on the free plan.
What people ask when they compare
Wealtie's free plan includes two accounts, ten categories, one recurring payment, a monthly budget and a monthly income goal, Budget Health, streaks, all eleven widgets and all 68 currencies. Spendee's free Basic plan includes one cash wallet and one budget.
Not currently. You log what you spend, and payments you set to repeat log themselves.
SOURCES · CHECKED 4 OCTOBER 2026
Run both for a month. Keep the one you open.
Wealtie's free plan has no time limit, so there's no clock on the comparison. Add an account, set a budget and see which app you still open on the 16th.
